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FLM Loans Complaints

FLM Loans - Threatening nature, and possible illegal actions by Staff

2010-05-02 08:41:04 by Fred926
Company information:
FLM Loans.
United Kingdom

Take a look at the way FLM have handled this poor, distressed young girl! Note particularly, the advice given to her by FLM Loans. This must be very close to the Law that says it is illegal to 'Demand money with menaces!' WHY are these companies allowed to get away with this? This was posted on the Internet by a young lady who was obviously terrified by this company.

Problems with a company called flm?
im having alot of hassle of a loan company called flm.
i became a guarentor for someone, i have since lost my job but flm ring me almost daily as the payments have fallen behind.they threaten me with summons and losing my house.i have gone to a debt consolidation agency as like i say, i lost my job and things were just to tight to survive on.
flm say the debt agency are lying to me, , that there is no way they should be dealing with this debt and no matter what the debt place say, i should still b paying flm direct.however...
the debt place r saying they deal with flm on a daily basis, that they r vultures and will say anything they can to try and get me to pay up!ive been in tears on the phone to flm, when theyve been telling me to sell my babies toys if i have to, they dont care how i get the money, , just to get it!
please help...any advice???
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Since people are sharing their advice: a few years of weekly therapy session did mostly nothing for me, While a few evening with close friends and MDMA made me able to share myself and my feelings. All of my close friends have noticed the changed. It rare to see a paper like that, Read it and not feel like shit at the conclusion. This one was hopeful and seems to give helpful advice.

I don see the correlation between two sentences. there is an existing group of young males that are insecure, May have anger and anxiety risks, Spend a long time on 4chan media as a whole, And lacks physical network. What makes you think that they aren trying create a relationship? they certainly are failing, Which is why this article and lots of other exists. There is a whole community of pick up artists trying to give advice to men and women, Though it is dating night stand advice more than relationship advice. There are also feminists trying to teach these young males how to overcome women, And raving about the subject. as an example, Here a post from 2014 debating this subject too, And quoting lots of people talking about this subject, for a similar audience ("Nerdy small males"): https:

If I might condense the tl;Dr more:1. Be willing to be on an emotional level present, somewhat insecure and sincere2. And keep doing thatI don't currently have a thriving dating life, Nor do i would like to now.

I acknowledge 1 below, But 2 seems strange a man who is generally feeling OK will never spend a lot of time and money on therapy. Turn yourself into a project that you can work on and get good at, In ways that are going to help you date better but are good even if you don't.2. Go to therapies. It's as good as you've been told and it will probably help. it isn't really because you're crazy or weak (No more than the rest of us) It's because talking about your feelings with a professional who is there to be of assistance is really good and useful and almost everyone would benefit from it.

This is a false impression. Even 6 months of cognitive behavioral therapy spent working on fairly ordinary issues uncovered quite some distortions and blind spots for me. My fresh outlook and newly found confidence made me noticeably more inviting.

I don't know I just happened across one that worked. that can be fine, Because that isn't the point. The CBT methodology only guides the affected person, And the patient must do everything. The pt takes notes, Implements a methods, And assigns specific work. My cognitive distortions weren't that severe for instance. And this was CBT which I'm pretty sure is like the vanilla HTML of therapy or something along those lines. People with severe psychological issues and problems are a different matter altogether.

At its most reliable, Therapy helps you with the problems that you don realize that there is. Or problems that you misunderstand, And keep wrapping yourself around the axle trying to solve much the same way, But more powerful. you will have, most likely, Been handling your own problems for a long time, And a person understand the domain better (your company) Than they most possibly could. What can they bestow?And the answer is that they not you, And can then often see what obvious to everybody except you. You know those friends of yours who can figure out what wrong even though all the others already knows, But can work out how to convince them? correctly, It that adheres to that? which happens to everybody, plus you. Finding a pt is like dating you need somebody who clicks with you. it will take several tries to find one who works. you must be willing to step outside your preconceptions, Which sounds noble in the abstract but is really aggravating in practice, Since it feels wrong and feels like it getting worse instead of better. If you dismissed it as clearly can't help, I say you misguided.

i only say "Professionalized, But that really just another way of saying the same. That costs a fortune in the states, And mental health is often limited. It would be great if we had a more rational way of spending money for it, Freeing up our specialists to put their help where it best used rather than for those who can best afford it. It been enclosed, gratis, By community leaders and elders for most of human history. I see reliance on employees for this sort of thing as a major negative. I argue that it reduces a community ability to produce that resource for itself. in most cases, up until recently, Clergy would also be in the role of letting and were pseudo professionalized. yet, a reverse phone lookup was generally hardly "free" And the religious perspective had its own confounds. That are probably not available to some guys, So therapy could maybe fill the will. Ego is without the need it, Because we don want to look inferior above all feel inferior compared to another human being. Objectification solves this condition, in a sense, It brings us back to the darts trophy analogy and liberates your psyche.

Don ever take relationships advice from women. Typical for a lady to leave that out. after a few months. People who have an easy time dating also happen to be taller and physically attractive. You have better results if you attractive. More success makes you well informed, Which makes you better.

> Don ever take a relationship advice from women. When women give dating advice they imagine themselves being asked out by a full blooming guy. The same remark from someone she not attracted will be called sexual harassment. And this is the case with every possible action. in contact her butt? Totally ok if she back into you. Better have a good lawyer or else. Groupies are the only women who approach and it a rare phenomenon limited to the music industry and movies. It the modern equal of an approach and it tips the game in their favor. usually the statistics, in actual fact, Pan out with this.

> therefore that only a [url=https://medium.com/@latamdate/latamdate-scam-7-tips-to-ensure-your-safety-on-online-dating-sites-883d58e1afa]latamdate.com[/url] few men are getting all the matches on tinder. Gotta trust your apparatus and your soldiers for the position they were built to do, as well as the opposition. plenty of people (Men chiefly) Think they want tons of dollars. They don what they already want is happiness. There even data to back up in excess of what past a certain point money doesn make anyone happier. Yet the drive to be successful is so strong that men will sacrifice their happiness for a shot at more money. take man, Not many people are racist or sexist and HN should foster an environment where people are able to talk about real biological gender differences owning cancelled.

improve. My opinions don even approach the extremes this paradox is dealing with. It akin to a woman saying all men are only concerned about Sex. most likely not true for many men, But also most evident for an equal amount of men.

> Confidence which you fine on your own is waaay more importantIf that the pitch to your ego, It in record time rebut : "Then why are you facing all the rejections with the associated pain which makes me suffer so bad, Worst thing in my life was when i came off as desperateDo you think those who try and win the World Cup or the Super Bowl or even a get a loan or VC investment perceive themselves in the same manner?The above goals are not unlike a healthy love life. The other thing i never did was treat dating like any obsession or game, So never did i "Swing in which fences,Cam Newtoncoincidentally enough i went to college at UF and my time overlapped with Cam Newton if he the guy that is a symbol of success for you (perhaps metaphorically) In this domain then ho boy you have bigger problems than just dating.

> I had maybe one or two rejections at allSeems to me a failure to approach at the bar. After an intial routine (Which is also rejected outright) Maybe 10 minutes will pass before the moment of truth comes and you either get the number or not see each other again.

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